your money. your choice.
If you’ve worked in Australia, you’ll likely have super. This makes you part of a collective pool of $4.2 trillion dollars. That’s a lot of money. How much do you know about it?
Experts say 25 to 39 year-olds could be missing out on tens of thousands of dollars in retirement through a lack of engagement with super.
Your super might be invested in industries involved in gambling, weapons or fossil fuels.
If it was, would you care?
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Superannuation in Australia is a retirement savings system where employers contribute a percentage of an employee's earnings to a super fund. The money is invested and grows over time, with access allowed upon reaching retirement age. Members can also make personal contributions and choose their investment options.
Currently employers contribute 11.5% with this expected to grow to 12% in 2026
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YOU have several forms of power and control over your super, even though it's largely managed by super funds:
Choice of Fund
Investment Options
Voluntary Contributions (making further personal contributions)
Tracking and Switching (Tracking fund investments and switching when dissatisfied)
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